Imprint's Inaugural ABS Rated AAA by Fitch, Upsized 50% to $300M on Strong Demand

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NEW YORK--(BUSINESS WIRE)--Oct 15, 2025--

Imprint Payments, Inc. ("Imprint"), the leading provider of modern co-branded credit cards, today announced the successful closing of its inaugural $300 million asset-backed securitization (ABS), backed by receivables from Imprint's co-branded credit card programs.

The transaction received a AAA rating from Fitch Ratings, a notable achievement for a first-time issuer that reflects Imprint's asset quality, portfolio performance, and risk management discipline. Following strong institutional demand, the offering was upsized 50% from its initial $200 million target to $300 million, with all tranches oversubscribed.

"This ABS marks a pivotal milestone in our capital strategy and underscores deep investor confidence in the performance and durability of our co-branded portfolio," said Daragh Murphy, Co-Founder and CEO of Imprint. "Just five years since our founding, this achievement validates our modern approach to co-branded cards and positions us to accelerate our growth trajectory with world-class brand partners."

"Earning a AAA rating and upsizing on our inaugural transaction demonstrates the strength of our underwriting, the durability of our platform, our disciplined approach to credit and risk, and premier capital markets partners," added Colin Groshong, Chief Capital Officer of Imprint. "This efficient capital will fuel our continued expansion while maintaining our commitment to responsible growth."

The transaction was led by Citigroup, Mizuho, Truist Securities, and HSBC, with US Bancorp and First Citizens Capital Securities serving as co-managers. Proceeds from the securitization will support continued growth across Imprint's expanding ecosystem of iconic brands, enhanced product development, and strategic partnership initiatives.

The securitization further diversifies Imprint's funding sources, complementing its existing warehouse facilities, and establishes a repeatable capital markets program to support the company's rapid scaling.

About Imprint

Imprint is a financial technology company that partners with iconic global brands to design, launch, and service co-branded credit card programs that significantly increase customer engagement, loyalty, and value. Imprint’s digital cardholder experience and purposefully designed technology stack deliver bespoke programs and customized rewards for each brand. Imprint tailors the level of program integration to each brand’s needs. For more information about Imprint, please visit www.imprint.co.

This press release is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Statements about future growth, expansion, and strategic initiatives are forward-looking statements subject to risks and uncertainties that could cause actual results to differ materially.

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KEYWORD: UNITED STATES NORTH AMERICA NEW YORK

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SOURCE: Imprint

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PUB: 10/15/2025 04:34 PM/DISC: 10/15/2025 04:33 PM

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