Long-Term Bond Yields are Hitting Multi-Decade Highs Worldwide due to Record Global Debt
Podcasts > Your Personal Bank with Ferenc Toth
Monday, October 12, 2026
Affordability is still a concern prior to the midterm elections
- Groceries
- 3.9% average annual increase since 1970
- 30%+ increase during Biden administration
- 2.1% average annual increase Trump second term
- people are suffering from the price spike during the Biden administration
- Housing
- Prices at historical high
- Mortgage rates increasing but within normal range
- Dallas Federal Reserve White Paper
- 1% increase in workforce = 1% increase in house and rent prices
- 1% reduction of workforce = 0.96% decrease in house and rent prices
- Deportations, voluntary and otherwise, reduces housing prices
- Fuel
- Crude oil exports thru Strait of Hormuz reached 98% of pre-war levels recently
- Ukraine has been attacking Russian oil refineries recently, Russia supplies much of the world's diesel
- US has not built a major oil refinery since 1977
- California closed four refineries in the past year
Annuity returns are the highest in decades due to record long-term bond yields. This is likely to continue for years.
- Multi-Year Guarantee: 6.45% return guaranteed for 8 years currently available
- Index (Growth) Annuity: 7.67%-15.5% 10-year average annual returns
- Up to 26% bonuses available
- Highest guaranteed lifetime income available in decades
